Privacy Policy

Effective date: October 1, 2026

This Privacy Policy explains how Legacy with Nurse Judy and Judichaelle Etienne, Licensed Financial Professional ("we," "us," or "our"), collect, use, and protect information when you visit this website, contact us, or schedule a consultation. By using this website, you agree to the practices described here.

1. Information we collect

Information you give us. When you fill out the consultation request form, we collect your first and last name, email address, phone number, state, the topic you're interested in, and any message you choose to include. When you book a consultation through our scheduling tool, we collect the details you enter there, such as your name, email address, and answers to booking questions. If you email, call, text, or message us on social media, we receive the information you share in that communication.

Information collected automatically. Like most websites, the servers that deliver this site may automatically record technical information such as your IP address, browser type, device type, and the pages you request. This website does not use advertising trackers or sell-your-data tools. See our Cookie Policy for details on the limited third-party services the site uses.

2. How we use your information

• To respond to your questions and consultation requests.
• To schedule, confirm, and follow up on appointments.
• To provide educational information about retirement planning, life insurance, annuities, final expense, and college savings options that you've asked about.
• To help you obtain quotes or apply for coverage, if you choose to move forward.
• To keep records required by insurance regulations and to comply with applicable laws.
• To maintain and improve this website and protect it against misuse.

3. How we share information

We do not sell your personal information, and we do not share it with third parties for their own marketing. We share information only as described below:

• Service providers that help us run this website and our practice, such as website hosting, form processing, appointment scheduling, and email providers. They may use your information only to provide services to us.
• Insurance carriers and the agencies or marketing organizations we're affiliated with, when you ask us to request a quote or submit an application, and only as needed for that purpose.
• Legal and regulatory purposes, when required by law, subpoena, or a request from an insurance regulator, or to protect our rights, your safety, or the safety of others.

4. Insurance and annuity applications

If you apply for an insurance or annuity product, the issuing carrier will collect additional information directly, which may include health, financial, and other personal details. That information is governed by the carrier's own privacy notice and by federal and state laws that protect nonpublic personal information in insurance transactions. We handle any application information we receive confidentially and only to help complete your application.

Please do not send sensitive information, such as Social Security numbers, bank account numbers, or medical details, through this website's contact form or by regular email.

5. Phone, text, and email

When you submit the contact form and check the consent box, you agree that we may contact you about your inquiry by phone, text message, or email using the details you provided. Your consent is not a condition of purchasing any product. Message and data rates may apply to text messages. You can opt out at any time by replying STOP to a text message, using the unsubscribe option in an email, or telling us directly.

6. Security and retention

We use reasonable administrative, technical, and physical safeguards to protect your information. No website or online transmission is completely secure, so we cannot guarantee absolute security. We keep personal information only as long as needed for the purposes described in this policy, including any record-keeping periods required by insurance regulations.

7. Your choices and rights

You may ask us to access, correct, or delete the personal information we hold about you, or to stop contacting you. Depending on the state where you live, you may have additional privacy rights under state law. To make a request, contact us using the details below. We may need to verify your identity before responding, and some information may need to be kept to meet legal or regulatory requirements.

Some browsers send "Do Not Track" signals. Because this website does not track you across other websites, it does not respond differently to these signals.

8. Children's privacy

This website is intended for adults. We do not knowingly collect personal information from children under 13 through this website. If you believe a child has provided us with personal information, please contact us and we will delete it.

9. Third-party websites

This website links to other websites, including insurance carrier sites and social media platforms. We are not responsible for the privacy practices of those websites. Please review their privacy policies before sharing information with them.

10. Changes to this policy

We may update this Privacy Policy from time to time. When we do, we'll change the effective date at the top of this page. Continuing to use the website after an update means you accept the revised policy.

11. Contact us

Questions or requests about this Privacy Policy can be sent to: